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When it comes to satellite television programming, your choice usually comes down to Dish Network vs Direct TV. By comparing these two satellite television providers, you can find the one that works best for you and your television viewing, so that you make the most of the money that you spend. Where do you begin your comparison of Dish Network vs Direct TV?

You will first want to compare the number of channels and the type of channels that are offered from each satellite provider.

Here is the basic rundown of the offerings of each service. For around $40 per month, Dish Network offers a satellite package of 100 top channels with the local channels. For the same amount, Direct TV offers a package of 140 top channels and includes 50 XM Satellite radio channels as well. This price for the Direct TV includes local channels as well.

By comparing the offerings for each price that fits your budget, you can find the right satellite provider for you and your needs.

Another comparison that you will want to make is the price of the components that are needed to get the satellite programming.

For the most part, these components are offered free if you sign up for service for a particular length of time, but sometimes there is a rental fee that is associated with components, which can cause your monthly fee to be more than the programming cost.

Be sure that you read the fine print of your contract to be sure that you completely understand the terms, so that there will not be any surprises.

Customer service is much the same for both companies. They each offer a 24 hour a day, seven days a week customer service line, which will allow you to get in touch with them any time that you need it.

Dish Network is ranked #1 in customer service for cable and satellite providers, but Direct TV is right behind them at #2. This shows you how much they value their customers and work to keep them happy versus cable providers.

One thing that Direct TV offers you that Dish Network doesn’t is some really cool sports viewing ability. This does cost extra, but the bird’s eye view and extra features that you get from these packages may be well worth the additional cost.

The sports that offer you these amazing views are NASCAR, NBA basketball, major league baseball, NFL football, hockey, and more. If you are a sports fanatic, then you will want to consider Direct TV for this programming.

When comparing Dish Network vs Direct TV, you will want to include those parts of television viewing or features that are important to you. If price is your main consideration, then use this as the main comparison. If sports are your thing, then use sports as your main comparison.

By customizing your comparisons to your viewing and needs, you will find the right satellite programming option for you and your needs.

Every consumer in America has the right to a free credit report once every year by law as of September 2005. But since that law has passed there has been nothing but confusion.

The web sites that say they are offering this so called free credit report, are asking us to give them our credit card information. Does that sound like a free credit report to you?

You may have even given your credit card number to these companies to sign up for a thirty day trial for a credit service that has almost nothing to do with getting your free credit report.

In all fairness, you can cancel this service after thirty days. But how many people do you think forget and end up with monthly or even annual credit card charges?

In fact, these companies are counting on you forgetting about the thirty day trial and charging that fee on your credit card. But if the law says you get a free report, what’s the deal?

A lot of people are confused about these free credit reports because of how some companies are marketing the free credit report. Hopefully, this information will clear a few things up for you.

For people who just want the bottom line, a free credit report is available at www.AnnualcreditReport.com and this is the only official site that helps consumers to obtain their annual free credit report.

This site’s security protocols are excellent with physical and technological security and encryption. That’s important for identity theft purposes because the information on your credit report should be seen by your eyes only.

So if this site is readily available and anyone can get a free credit report once a year, what’s the catch? Here is the catch: the credit report you get from www.AnnualcreditReport.com does not have any credit scores.

Now you may be asking, “Then what good is getting this free credit report without a credit score?” There are a few good reasons why you may want to look at your credit report even without a credit score.

Did you know that more than forty percent of all credit reports have errors? If you spot these errors, you can get them cleared up before it affects your credit score. If you contact a credit bureau about an error, they have to clear it up or remove it after thirty days by law.

If you monitor and review your credit report, you can check to be sure that you are not a victim of identity theft. If someone takes over your accounts and charges up thousands of dollars in debt, they can destroy your credit score in a matter of hours.

These are just a couple of good reasons why you want to get your free credit report once a year and inspect it just to be sure everything looks like it should. You can get your free credit report online at www.AnnualcreditReport.com or by phone or through the mail.

So where do you get your credit score from? This is where the confusion comes in and here is the answer. The law Congress passed did not say anything about a credit score just one free credit report a year per consumer.

You have to pay a service to get your credit score and some companies are confusing people with the way they are marketing this. They offer you a free credit report and score and many consumers believe it’s their annual free credit report.

But if you have to sign up for a credit service they offer for a 30 day trial period, does that sound free? What these companies are counting on is you forgetting about the 30 day trial and charging a fee on your credit card once that trial period is over.

It’s in the fine print, but how many people actually read that. So here is a good common sense rule of thumb. Any time you have to give your credit card information, ask yourself, “is this really free?”

Many of you probably know this is happening because you have been trapped with this kind of marketing tactic. But for those of you that just want your annual free credit report, you can at least be aware as to what is really going on and have a no nonsense way to get it.

This article is supplied by Credit Repair Facts.com where you will find credit information, debt elimination programs and informative facts that give you the knowledge to correct your own credit and credit report. For more credit related articles like these go to: Credit and Debt Articles

My review of gamefly may be strange, but its one of the services that I just said to myself, “I should have thought of this”. With that said no all good ideas work, and this great idea that worked for me may not work for you.

To find out if its right for you ask yourself how much you spend on video game rentals? if you spend more than $20 then this service is right. You will spend far less and get way more.

Many companies try and compete but non can stay on the same level. But gamefly is not perfect and has many flaws. If you look around the many game forums you will notice a couple different sayings, “I dont like gamefly, ” I love gamefly”, and “why isn’t everyone using this service.

2 major problems that I see with the online game rental websites. One is they use the US mail service to ship there products. And that to many is very slow. Taking a week to send games across the country just does not work. Sometime fast, sometimes slow. Who can ever tell what will happen. Until these online game rental companies find a way to ship over night with Fedex or UPS then the problem will always exist. gamefly opened up a second center to ship, but the problem is still there. gamefly says they are opening up more stores but that is just rumors for now.

The second problem I see is the game selection. Especially new game releases. If you want the latest and hottest game then gamefly is not your service. But you should want that, since that is one of the companies strong selling points. Why pay $50 every week for a new game when you can pay $15. Most people get disappointed with this selling points.