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How can I get a payday loan if I live in Georgia?

December 19th, 2009
payday loan
thirdwheelgroupie asked:


I need a payday loan for an emergancy. Normally I wouldn’t do this but it’s either let my account go into overdraft protection or get a loan. I need help! Thanks!!

JessR Loan , ,

  1. June 27th, 2010 at 18:22 | #1

    Every body admits that our life seems to be not very cheap, however different people require money for different things and not every one earns enough cash. Thence to get quick loans or sba loan will be a correct solution.

  2. Lisa J
    December 28th, 2009 at 20:49 | #2

    Most payday loan companies offer loans in 24 to 48 hours. There are a few that offer 1 hour payday loans. Try. They have 1 hour loans. I hope things work out. Don’t fall for any scams or give out your personal information.

  3. Scarmeister
    December 27th, 2009 at 18:57 | #3

    Like everyone else said, be sure to explore your other options before signing up for a payday loan. If you have no other options, check out my source.

  4. halfthebottle
    December 27th, 2009 at 09:08 | #4

    Writing more checks than you have money in the bank doesn’t constitute an ‘emergency’… Try keeping your account balanced, get a second job if you need to… and ANYONE offering a loan on Answers is a SCAMMER! Here are some tips for determining whether a loan is legitimate or a scam:
    1) They don’t use a free email address (yahoo, gmail, hotmail, live, etc)
    2) They have a secure website you can go to to fill out their application (this isn’t 100%… do a search with the company + fraud and also + scam… and check the BBB) The typical scammer excuse for this is under construction or maintenance…
    3) They don’t require ANY fees upfront. Any fees will come out of proceeds of the loan (scammers want their fees via Western Union or Moneygram)
    4) They have a REAL address you can send mail to
    5) They have a REAL phone number, not a cel phone
    6) Look at their profile – usually created in the last 48 hours. Why? Because they get reported for this, yahoo deletes the accounts, so they just open a new one and send again until they are deleted once more!
    7) If you’re STILL not convinced, despite one or more of the above applying, check them out for yourself. I can send links if anyone is interested.

  5. Harman C
    December 26th, 2009 at 09:16 | #5

    I’ve searched all around for a quick payday loan online, and the best one I found, and that I’ve used a several times was – the interest rate is really low and they put the funds in by the next day. I hope this helps you, good luck!

  6. Sami T
    December 25th, 2009 at 21:02 | #6

    If you want payday loans quickly, then I will suggest you to get it online by filling online form at They have the quickest service with the huge database of different banks willing to give loans. Even it is difficult to get loans in such period when big banks are collapsing,t still you will find success here. I have just got mine yestrday and the process was so quick that I received money within 5 hours.

  7. Katheryn O
    December 22nd, 2009 at 15:18 | #7

    A lot of people here say that the best thing to do is to just save up a little money. About a dozen choices here: Good luck.

  8. Leah
    December 20th, 2009 at 13:12 | #8

    Before you rush to do a search for “payday loan online” there are a few things you should know about how these types of loans work and what alternatives are available. A payday loan is a short term small-balance loan that is intended to tide you over till your next payday arrives. They can be conveniently obtained as payday loans do not require a credit check. If all you have are a checking account and two recent paychecks, you may be a customer. But there’s a price. You may find a payday loan here,

    Whether you are applying online or in person, you must at least have a checking account. Payday lenders will require you to write them a postdated check for the loan amount plus the finance charges.

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